How To Afford College Video

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You can come up with college tuition -- even a six-figure one. It just takes a little digging.

To complete this How-To you will need:

Research skills
Scholarships and grants to apply for
A college savings fund
A financial planner
A college loan
A campus job
A full or part-time job
An ROTC membership

Step 1: Start saving now

Begin saving for college as soon as possible. Assuming an 8% yearly return on your savings, socking away $100 a month for 18 years would leave you with $48,000 ? more than double what you put in!

Tip: Consult a financial planner?or even just a friend who's recently paid for college?about ways to maximize your college savings fund.

Step 2: Get student aid

Submit the Free Application for Federal Student Aid, or FAFSA. Download it at www.fafsa.ed.gov.

Step 3: Find plenty of scholarships

Apply for scholarships and grants. In addition to rewards for academic and athletic achievement, plus funds set up for minorities, there are all kinds of weird-but-true scholarships, like one for left-handed people and another awarded to the couple who creates the best prom outfit out of duct tape. Search online for "unusual scholarships."

Step 4: Apply for school-specific scholarships

Apply for scholarships and grants offered by the college you will be attending. For example, David Letterman established a telecommunications scholarship at his alma mater, Indiana's Ball State University. Contact your institution's financial aid office to find out what's available.

Tip: Apply early! You don't want to miss any entry deadlines if a project or essay is involved.

Step 5: Consider a loan

Consider taking out a loan. The federal government offers both subsidized and unsubsidized loans. The former are a better deal, but both are better than loans from private lenders.

Step 6: Look for work-study opportunities

Ask about work-study opportunities at your school. These are part-time campus jobs reserved for students.

Tip: You will likely pay less in taxes for a work-study position than you would for a normal job.

Step 7: Start with community college

If you can't afford a four-year school, consider attending a community college for two years and then transferring to the university of your choice.

Step 8: Get a job

Work full or part time while you attend school part time. It will take you longer to get your degree, but you will have less debt.

Tip: Some jobs will pay part of your tuition.

Step 9: Join the Army reserve

Consider joining the ROTC ? the Army's Reserve Officers' Training Corps. Army ROTC is the single largest source of scholarship money in the United States.

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Countries who have ...
Countries who have schooling for free usually have higher taxes, extremists... ?

@D3adtrap so i'm ...
@D3adtrap so i'm gonna move to? finland

Its not just army ...
Its not just army ROTC theres air force, mariens, coast? guard, navy. Damn learn your s**t

There are plenty of ...
There are plenty of generous scholarship opportunities for those willing to search for them, although some of the methods in this video (transferring from a? community college, ROTC) are great ideas that can also work depending on the person.

Step 1: Save your ...
Step 1: Save your money for college instead? of piercinga

@thlpapa Denmark? :)
@thlpapa Denmark? :)

@krusokat where do ...
@krusokat where do you? live??

@JustShineAndSmile? ...
@JustShineAndSmile? It has boobs i guess it is a girl

My aunt is rich so ...
My aunt is rich so I would have? no problem affording collage=)

@D3adtrap I wanna? ...
@D3adtrap I wanna? live where you are D:

is the person a guy ...
is the person a guy or? a girl?

@thlpapa College is ...
@thlpapa College is free where? i live! :D Medicine, Schools, Hospitals etc, are free tooooooooooo :p

step 1: dont go to? ...
step 1: dont go to? college

@szakiricky Thats ...
@szakiricky Thats messed up beyond? beleif!!! Sorry that happened to you!! I hope you get the best in life! Youre soo right that this system is a screwed up mess!

@markee871 Thank ...
@markee871 Thank you, I agree with? you as well. I lost about 5 jobs now (even though I'am still 19) because the other people who went on the interview attended 2 years at one of the colleges. And what happened? Eve3n though the job had such requirements that even a monkey could do it, they chose the one who attended college. It didn't matter that his show at the interview was horribly bad. f**k this system.

@szakiricky Cosign, ...
@szakiricky Cosign, I love your comment because its the honest truth! or become president of the United states like george bush jr did and f**k up the country with horrible policies! he went to Yale and he? still cant form a sentence! I guess its true...MONEY DOES TALK! There are ignorant ass people wo cant even locate USA on a map who went to college. We as humans shouldnt define ourselves by a degree/diploma/certificate. Your right that ppl who went to Harvard now work in fast food.

ohh baby cant you ...
ohh baby cant you fit that in GIMMIE THAT I? AM GOING TO COLLAGE NOW~!!!!

and after you spent ...
and after you spent a s**tload of money on a university,? you can work at the local McDonalds.

@Nomoreidsleft ...
@Nomoreidsleft Going to college doesn't mean anything ... if everyone went to college then all the world will be looking for are ppl that know what they are? doing and not if you have finished uni or college...

I live in Denmark ...
I live in Denmark and here not only is university free, but they actually paid me to study - not much I have to admit but enough to support me through university without debt. And it's actually a good investment for the government to support me like this. I now have a job that is better paid than I would otherwise have and therefore pay more taxes. But? I can see why it wouldn't work in America since you have this twisted idea that rich people should not pay taxes.

Teach your 5 yr old ...
Teach your 5 yr old how to dunk. "Honey go? get him"

@thlpapa Communists ...
@thlpapa Communists already came up? with that you americans ruined it...

@D3adtrap lol, i ...
@D3adtrap lol, i completed step 1 very long time? before i was born, i live in Norway

This video was ...
This video was great! It really helps! Even though im still young, im saving up for college now. I want to become a forensic pathologist and my dream will take over 12 years of college to complete full training. Im already working 3 jobs after school as a babysitter, errand runner (even though i dont drive, i use my bike ), and minor housecleaner and pet sitter. Thanks Howcast! This? really helped!

@Albanez39 All ...
@Albanez39 All you have to do is to get in to school. Essentially its just like you are looking for job. If they have free space you pretty much get? in with out any hassle, if there is more people wanting to get in than there is seats they will pick people in depending on their grades, experience, optimism etc. There is no national test, but good grades from subjects get you a long way

@D3adtrap But you ...
@D3adtrap But you should probably pass some test ?? right ? ?

@Albanez39 Well ...
@Albanez39 Well in my country, Finland: Free: Education Apartment 3 hot meals a day On top of that I get "Student benefits" witch is available to every student over age of 17 and that? gives me bit over 200? (350+ $) a month and no, its not a loan. As student I also get many perks such as using train -50% discount and various organizations provide us with various perks from discounts to all other kinds of supports such as finding job or cheap housing.

@D3adtrap Why...is ...
@D3adtrap Why...is college? in Europe cheap ??

@D3adtrap that? is ...
@D3adtrap that? is actually a pretty good idea...

@MultiRump :\?
@MultiRump :\?